Mobilink Bank and SEDF Form Partnership to Support MSME Financing

*Mobilink Bank, SEDF join forces to offer inclusive MSME financing for
Sindh’s growth sectors*

Islamabad – March 03, 2026: Pakistan’s leading digital microfinance bank,
Mobilink Bank, has entered into a five-year partnership with Sindh Enterprise
Development Fund (SEDF), Government of Sindh, to expand access to structured
financing for micro, small, and medium enterprises (MSMEs) across priority economic
sectors in the province. The collaboration will unlock up to PKR 1 billion in
financing by combining Mobilink Bank’s lending capabilities with SEDF’s markup subsidy
support to reduce the cost of capital for entrepreneurs and stimulate sustainable economic
activity province-wide.

The collaboration strengthens financing ecosystems for underserved and high-impact sectors,
including agri value chains, livestock and dairy, poultry, fisheries, cold storage and logistics,
renewable and alternative energy solutions, women-led enterprises, mining and mineral processing,
and innovation-driven IT projects. Under the partnership, Mobilink Bank will extend short, medium,
and long-term MSME financing, while SEDF will provide markup subsidy support of up to one-year KIBOR
or 10 percent – whichever is lower – for an initial three-year period, extendable based on performance.
Individual projects will be eligible for financing of up to PKR 5 million, with flexibility for expansion in
innovative cases.

Commenting on the partnership, Haaris Mahmood Chaudhary, President & CEO, Mobilink Bank,
said, “Small businesses are the backbone of Pakistan’s real economy. They drive employment,
power local communities, and sustain regional value chains, yet many entrepreneurs continue to face
structural barriers in accessing affordable finance. Through our partnership with SEDF, we are aligning
financial innovation with policy support to expand access where it is needed most. We want to channel
affordable capital directly to local entrepreneurs, enable bottom-up economic growth, and unlock sustainable
livelihoods across the province. This collaboration is about strengthening small businesses today to build a
more resilient and inclusive economy for tomorrow.”

Zubair Ahmed Channa, Secretary, Investment Department, Government of Sindh,
underscored the Government’s commitment to strengthening institutional financing ecosystems that support productive
sectors across the province. He stated that structured collaborations such as this agreement reinforce policy alignment
between the public and private sectors while creating scalable financial pathways for SMEs operating in Sindh’s value-added
industries.

The partnership reflects Mobilink Bank’s commitment to combine public policy support with private sector efficiency
to drive inclusive growth, sustainability, and entrepreneurship in Pakistan’s emerging economic regions. The collaboration
will enable MSMEs, particularly those in rural areas and women-led businesses, to invest in productivity, adopt green
technologies, and scale their operations at lower borrowing costs and improved access to formal credit.

The Mobilink Bank-SEDF partnership will integrate concessional support with commercial financing to spur long-term economic
resilience in Sindh, a viable model that can be well replicated in other provinces.